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How much can I put in a cash ISA?

The short answer

Until 5 April 2027 you can put up to £20,000 a year into cash ISAs. From 6 April 2027, people under 65 can put in up to £12,000 a year in cash, with the rest of the £20,000 allowance going into stocks and shares ISAs. If you’re 65 or over, you can still put the full £20,000 into cash.

In more detail

Total ISA allowance: £20,000 a year, frozen until April 2031.
Cash limit from 6 April 2027: £12,000 if you’re under 65.
This tax year is the last chance for under-65s to put the whole £20,000 into cash.
From April 2027 you won’t be able to move money from a stocks and shares ISA into a cash ISA.

See how much to move into an ISA

Related questions

See everything that’s changing in April 2027.

Sources

GOV.UK: Reduction in the cash ISA limit

Last checked against GOV.UK: 9 October 2026