What the check-up looks at
- Tax you don’t need to pay: Marriage Allowance, the £100k tax trap, the Child Benefit charge and tax on savings interest.
- Money you could claim: Child Benefit, Tax-Free Childcare and gaps in your State Pension.
- The future: whether your pension is on track, inheritance tax from April 2027, and Making Tax Digital.
- Your dates: the deadlines that matter to you, ready to add to your phone.
It uses the same calculations as each of our calculators, with the rules checked against GOV.UK. Every result links to the full calculator so you can see the working.
Your figures stay on your device
Nothing you type is sent to us. If you come back on the same phone or computer, your answers are still there. Press Start again to clear them.
Want someone to look over your finances?
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Is it accurate?
It gives a good guide using the most common situations: rates for England, Wales and Northern Ireland, a workplace pension taken before tax, and your employer paying the legal minimum of 3%. Open each calculator for exact figures.
Why does it ask about my partner?
Some of the biggest savings depend on both of you, like Marriage Allowance and the Child Benefit charge, which is based on whoever earns more.
What does it leave out?
Benefits like Universal Credit, Scottish tax rates, company cars and investments other than savings. It’s a guide, not financial advice.