In more detail
- Missing years? You can often pay to fill gaps from the last 6 years. Check your forecast first.
- It isn’t enough on its own for most people. Pensions UK estimates one person needs about £13,900 a year for a minimum retirement and £32,700 for a moderate one.
Related questions
- Will my pension be taxed when I die?
- How much can I put in a cash ISA?
- How much tax do I pay on savings interest?
- Do landlords need Making Tax Digital?
See everything that’s changing in April 2027.
Sources
Last checked against GOV.UK: 9 October 2026